The Wealth Academy

Privacy Policy

1. What Information Do We Collect and What Do We Do With It?

When you enroll as a student or subscriber (“learner”) on our site or related courses, as part of the enrolling process, we collect personal information such as your name and email address.

• Email Marketing: We may send you emails about our site and related course(s), registration, course content, your course progress, or other updates. We may also use your email to inform you about changes to the course, survey you about your usage, or collect your opinion.

2. How Do You Get My Consent?

By providing us with personal information to become a learner on our site, make a purchase, or participate in the course, you imply that you consent to our collecting it and using it for that specific reason only.

• Secondary Uses: If we ask for your personal information for a secondary reason, such as marketing, we will either ask you directly for your expressed consent or provide you with an opportunity to say no.

Withdrawing Consent: If, after you opt-in, you change your mind, you may withdraw your consent for us to contact you, and for the continued collection, use, or disclosure of your information, at any time by contacting us at [email protected].

3. Disclosure

We may disclose your personal information if we are required by law to do so or if you violate our Terms of Service.

4. Thinkific

Our course and site are hosted by Thinkific Labs Inc. (“Thinkific”). They provide us with the online course creation platform that allows us to sell our product/services to you.

Your data is stored through Thinkific’s data storage, databases, and the general Thinkific application. They store your data on a secure server behind a firewall.

5. Payment

Access to our courses may require payment. All fees are outlined on our Website and are subject to change.

• Parental Consent for Payments: Payments must be made by a parent or guardian if the user is under the age of 18. By making a payment, you confirm that you have the authority to do so and that the payment is for accessing the courses on behalf of the minor.

If you make a purchase on our site, we use third-party payment processors such as Stripe or PayPal. Payments are encrypted through the Payment Card Industry Data Security Standard (PCI-DSS). Your purchase transaction data is stored only as long as is necessary to complete your purchase transaction.

All direct payment gateways adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, MasterCard, American Express, and Discover.

6. Third-Party Services

In general, third-party providers used by us will only collect, use, and disclose your information to the extent necessary to allow them to perform the services they provide to us.

• Third-Party Privacy Policies: For these providers, we recommend that you read their privacy policies so you can understand how your personal information will be handled by these providers.
• Jurisdictional Disclosure: Certain providers may be located in or have facilities that are located in a different jurisdiction than either you or us. If you proceed with a transaction involving a third-party service provider, your information may become subject to the laws of the jurisdiction(s) in which that service provider or its facilities are located.

Once you leave our course website or are redirected to a third-party website or application, you are no longer governed by this Privacy Policy or our website’s Terms of Use.

7. Links

When you click on links on our course site, they may direct you away from our site. We are not responsible for the privacy practices of other sites and encourage you to read their privacy statements.

8. Security

To protect your personal information, we take reasonable precautions and follow industry best practices to ensure it is not inappropriately lost, misused, accessed, disclosed, altered, or destroyed.

• Credit Card Information: If you provide us with your credit card information, the information is encrypted using secure socket layer technology (SSL) and stored with AES-256 encryption. Although no method of transmission over the Internet or electronic storage is 100% secure, we follow all PCI-DSS requirements and implement additional generally accepted industry standards.

9. Cookies

We collect cookies or similar tracking technologies. This information can be used to track your session on our website and customize our website content for you.

• Use of Cookies: We use cookies to recognize your device and provide you with a personalized experience. We also use cookies to attribute visits to our websites to third-party sources and to serve targeted ads from Google, Facebook, Instagram, and other third-party vendors.
• Opting Out: You can opt-out of targeted ads served via specific third-party vendors by visiting the Digital Advertising Alliance’s Opt-Out page. Note that because there is no consistent industry understanding of how to respond to “Do Not Track” signals, we do not alter our data collection and usage practices when we detect such a signal from your browser.

10. Web Analysis Tools

We may use web analysis tools that are built into The Wealth Academy website to measure and collect anonymous session information.

11. Age of Consent

Our Website is intended for use by individuals aged 13 and older. If you are under the age of 18, you must obtain consent from a parent or guardian to use our Website. By using our Website, you confirm that you are either over 18 or that you have received the consent of your parent or guardian to use our Website.

• Parental Consent: If you are under the age of 18, your parent or guardian must review and agree to these Terms on your behalf. By providing payment for a course, the parent or guardian confirms that they have reviewed and agreed to these Terms and give permission for the minor to access and complete the course.

12. Use of Our Services

You agree to use our Website and courses only for lawful purposes and in accordance with these Terms. You may not use our Website to engage in any activity that disrupts or interferes with our services or servers.

13. Content and Intellectual Property

All content provided on our Website, including course materials, is the property of The Wealth Academy Pty Ltd or its licensors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on our Website without our prior written permission.

14. Fees and Payments

Access to many of our courses may require payment. All fees are outlined on our Website and are subject to change. Payments must be made by a parent or guardian if the user is under the age of 18. By making a payment, you confirm that you have the authority to do so and that the payment is for accessing the courses on behalf of the minor.

15. Termination and Suspension

We reserve the right to suspend or terminate access to our Website and courses if we believe that you are in violation of these Terms. If we terminate your access, you will not be entitled to any refund for unused portions of the course.

16. Limitation of Liability

To the fullest extent permitted by law, The Wealth Academy Pty Ltd is not liable for any indirect, incidental, or consequential damages arising from your use of our Website or courses.

17. Governing Law

These Terms are governed by and construed in accordance with the laws of Queensland, Australia.

18. Changes to this Privacy Policy

We reserve the right to modify this Privacy Policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the website. If we make material changes to this policy, we will notify you here that it has been updated, so you are aware of what information we collect, how we use it, and under what circumstances, if any, we use and/or disclose it.

If our site or course is acquired or merged with another company, your information may be transferred to the new owners so that we may continue to sell products to you.

QUESTIONS AND CONTACT INFORMATION

If you would like to: access, correct, amend or delete any personal information we have about you, register a complaint, or simply want more information contact our administration team at [email protected] .

The Wealth Academy Pty Ltd

PO Box 568

Albany Creek, Queensland, Australia 4035

Email: [email protected]

Further Privacy Information

For more information about privacy issues in Australia and protecting your privacy, visit the Australian Federal Privacy Commissioner's web site. http://www.privacy.gov.au/